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Riverton

New Zealand Mortgage Loans

Mortgage Home Loan

How the process works

1

First Chat

We get to know you, and ensure you know what we do and how we do it. We’ll talk about what you are trying to do, your goals and ambitions.
2

Understand your Situation

We gather information from you including personal details, income and assets and other financial information.
3

Research

We research the market to ensure we find the best option for you.
4

Lodge your Application

We work with you and the lender, and do the legwork to get you approved.
5

Approval and Recommendation

We customise the loan structure and discuss interest rate options.
6

Settlement Process

We work with you, your lawyer and the lender to ensure a smooth settlement process.
7

Keep in Touch

We keep in regular contact to check in and review any changes to your situation.

Interested in moving to Riverton?

All about Riverton

Riverton / Aparima is a small town 30 kilometres west of Invercargill and located on the south-eastern shorelines of the Jacobs River Estuary. This is formed by the Aparima and Pourakino rivers, leading through a narrow outflow channel into Foveaux Strait. Accessible via State Highway 99 on the Southern Scenic Route, the main part of the town is on flat land (the Southland Plains) and the northern end of Oreti Beach. South Riverton is built on the hills (the Longwood Range) between the eastern shore of the estuary and Taramea Bay.

Riverton is the oldest permanent settlement of Southland and one of New Zealand’s oldest towns. In 2011 Riverton residents celebrated the town’s 175th anniversary.

The main industry is fishing. Farming (especially dairying) has become more important economically as the fishing industry has been less productive due to competition and climate change. Support services such as transport, irrigation, engineering and various farm related contractors now play an important part in the local economy. The fish factory based on its main wharf has been converted to a butchery. The harbour is still quite busy, because, along with Bluff, it is a safe harbour for access to New Zealand’s south / west seas. It is also popular for water skiing, rowing, fishing and catching the occasional flounder.

Taramea Bay is a popular spot in the summer for Southland residents, as it provides safe swimming and excellent surf spots. Riverton is well known for dolphin spotting, as the mammals like to travel up into the estuary for feeding. The lumber industry developed in Riverton and sawmills processed the harvest; Pankhurst’s Mill still supplies timber locally and to wider Southland.

Source: https://en.wikipedia.org/wiki/Riverton_/_Aparima

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Riverton History

This area was known to the Maori as Aparima (named for the Kati Mamoe mother of Hekeia, for whom the Longwood Range is named).

Anglo-Europeans who settled the area in the 1830s called the settlement Jacob’s River. The name Riverton was later adopted by the residents, and their choice was ratified officially in March 1858. One hundred and forty years later, with the passing of Section 450 Ngāi Tahu Claims Settlement Act 1998, the town was given the dual names of Riverton / Aparima.

On the grassed plateau above the estuary channel stands a stone memorial to the founder of Riverton, whaler and runholder, Captain John Howell, who, while in the employ of Johnny Jones, was dispatched with three ships to establish a whaling station at Aparima in either 1835 or 1836 to replace the abandoned station at Preservation Inlet. The settlement became known as Jacob’s River due to a local Maori living at the mouth whom the whalers called Jacob. Jones’s purchase of all that land from Colac Bayto the New River, and extending some fifty miles inland from the Ngāi Tahu chief “Bloody Jack” Tūhawaiki was formally acknowledged in October 1838. At about the same time Howell secured the Pākehā tenure to the area by marrying Kohi-Kohi the daughter of Patu and Pipikihau, the local Kati Mamoe chief based at Raratoka Island or Centre Island in the Foveaux Strait.

Source: https://en.wikipedia.org/wiki/Riverton_/_Aparima

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More History of Riverton

The year 1850 is generally taken as the one in which settlers at Riverton/Aparima definitely changed over from ploughing the sea to ploughing the land. By that time whaling along the Southland coasts gave only a precarious living and the settlers of Riverton saw they would either have to take to the land or move to a more favourable locality. The settlers had their plots of land and as much stock as they could afford. This however immediately raised the question as to who really owned the land. As long as the whalers confined themselves along the Jacobs River estuary, it was not thought worth while to challenge their right to the small area they occupied.

With the intricate system of land ownership among the Maori, Captain Howell realised that he was not really the sole owner of those vast tracts of land which he believed were handed over to him at the time of his marriage to Kohi-Kohi. Fortunately the central government found out what was happening and sent Mr W.B.D. Mantell to negotiate with the southern Maori for the purchase of the area known as Murihiku. Walter Baldock Durrant Mantell arrived at Riverton on 27 December 1851, and began negotiations with the various chiefs of Southland. It was not until 17 August 1853 that the area of Murihiku (which encompassed Southland), was purchased from the Maori. The township being surveyed by the New Zealand Government in 1861.

Source: https://en.wikipedia.org/wiki/Riverton_/_Aparima

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Activities in Riverton

From 1863 to 1879 a coach service from the town gave the inhabitants another source of communication with the outside world. Previously the mail had been carried by a Russian Finn, William Flint who carried the mail by foot from Invercargill. The coach-route followed the Oreti Beach to the Oreti ferry and then to Invercargill. Because of the changing nature of the quick-sands at the mouth of the Waimatuku Stream where many lives had been lost, there was jubilation with the advent of the railway to Riverton.

On 9 June 1879, a branch railway from Invercargill to Riverton was opened by the mayor Theophilus Daniel. Over the course of the next four decades further extensions were made as far as Orawia. The line became known as the Tuatapere Branch. The original railway (that eventually reached Tuatapere in 1909) crossed the estuary at Riverton using the bridge opened in 1875, the towns inhabitants sharing a road-rail bridge for twenty-six years. With the construction (1902–1905) of a combination of two Howe truss bridges and a causeway the Tuatapere Branch railway had a crossing of its own over the Jacobs River Estuary. The main bridge on the south end consisted of seventeen built beams of 9.2 metres and two Howe trusses of 18.3 metres span, giving a hybrid form of design. The supporting piers were of braced timber piles. This bridge provided a good illustration of the timber technology of the period, with its three elements of truss, built beam and piled piers (one truss can still be viewed behind the museum “Te Hikoi”). On 30 July 1976, it was truncated from Tuatapere back to Riverton and became known as the Riverton Branch. The railway bridges and causeway being removed in 2001.

Source: https://en.wikipedia.org/wiki/Riverton_/_Aparima

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Historic Buildings in Riverton

Five buildings in Riverton are listed with the Heritage New Zealand Pouhere Taonga:

  • Howell’s Cottage or Kohi Kohi Cottage on Napier Street dates back to 1837 or 1838. It may have been the first house built in Riverton, and is one of the few New Zealand colonial buildings pre-dating 1840.
  • Daniel House on Palmerston Street is an example of a vernacular timber Georgian influenced, English-Colonial style residence.
  • Palmerston Street Cottages on Palmerston Street represents mid to late nineteenth century box cottages.
  • The former Riverton Court House on Palmerston Street was built in 1883 and typifies nineteenth century public works architecture. It is now incorporated into Te Hikoi, the Riverton Tourist and Heritage Centre.
  • Saint Mary’s Anglican on Palmerston Street was designed by prominent Invercargill architect Edmund Richardson Fitz Wilson. It is an Anglican parish church in Carpenter Gothic style.

Source: https://en.wikipedia.org/wiki/Riverton_/_Aparima

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Why work with us

We are owner operated and not aligned with any lenders

We work with you to customise your loan so it best matches your goals, and to save you time and money.

01

We have extensive experience

We all have over 10 years’ experience in banking and we understand the industry. We specialise in both residential and commercial financial advice.

02

We build relationships

We pride ourselves on building relationships with our customers and with our lenders to provide a more customised and personal experience.

03

Why work with us

We are owner-operated and are not aligned with any lenders

01

We have extensive experience in residential and commercial finance

02

We build relationships to provide a more customised and personal experience

03

Banks & lenders we work with:

Custom Mortgages Lending Partners

Correct as of April 2024

Custom Mortgages

Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

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Custom Mortgages

Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

Contact UsApply Now
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