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Roxburgh

New Zealand Mortgage Loans

Mortgage Home Loan

How the process works

1

First Chat

We get to know you, and ensure you know what we do and how we do it. We’ll talk about what you are trying to do, your goals and ambitions.
2

Understand your Situation

We gather information from you including personal details, income and assets and other financial information.
3

Research

We research the market to ensure we find the best option for you.
4

Lodge your Application

We work with you and the lender, and do the legwork to get you approved.
5

Approval and Recommendation

We customise the loan structure and discuss interest rate options.
6

Settlement Process

We work with you, your lawyer and the lender to ensure a smooth settlement process.
7

Keep in Touch

We keep in regular contact to check in and review any changes to your situation.

Interested in moving to Roxburgh?

All about Roxburgh

Roxburgh (previously called Teviot and Teviot Junction) is a small New Zealand town of about 600 people in Central Otago. It is in Teviot Valley on the banks of the Clutha River, 40 kilometres (25 mi) south of Alexandra in the South Island. State Highway 8, which links Central Otago with Dunedin city, passes through the town. Roxburgh is well known for its Summer fruit and “Jimmy’s Pies.”

An important centre during the Otago Gold Rush of the 1860s, in more recent times Roxburgh has relied on a mixture of livestock and stone fruit production for its economic survival. It is one of the country’s most important apple growing regions and other stone fruit such as cherries and apricots are also harvested locally.

Five kilometres to the north of the town is the Roxburgh Dam, the earliest of the major hydroelectric dams built on the Clutha. There is also an opencast lignite mine located just north of town at Coal Creek.

Source: https://en.wikipedia.org/wiki/Roxburgh,_New_Zealand

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Roxburgh History

The town was called Teviot, and from 1863 to 1866 Teviot Junction, but this name is instead now used for places such as the Teviot Valley and the Teviot River. The name Roxburgh was adopted on 18 April 1877. The name of the town comes from Roxburghshire in Scotland and was after the first European settlers arrived in the area.

From 1928 until 1968, Roxburgh was served by the Roxburgh Branch, a branch line railway that ran to the town from the Main South Line. The railway never actually reached the town itself as the terminus was located about 2 km south of Roxburgh at the small settlement known as Hercules Flat. For the entire period the line served Roxburgh, it made a working loss, but it helped to promote economic development in the town and was an important means of supplying materials for the Roxburgh Dam. Today, relics of the town’s former status as a railway terminus still exist, including a turntable pit, a water tower for steam locomotives, and the station building has been converted into a hayshed and workshop. Most of the houses which once housed railway workers (also known as “Railway Houses”) still stand and are now in private ownership.

Source: https://en.wikipedia.org/wiki/Roxburgh,_New_Zealand

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More History of Roxburgh

The Roxburgh War Memorial was unveiled on 24 May 1923. It is a square obelisk and lists the names of the 42 men from the town and local region who died in both World War One and Two. When unveiled it included mounted on a plinth, a German Rheinmetall 17 cm mittlerer Minenwerfer and a Maxim MG 08 Heavy Machine gun which was mounted on a tripod. The Mortar was captured by the 12th Company ( Nelson ) 2nd Canterbury Infantry Battalion on 2 August 1918, and returned to New Zealand as a war trophy. The Maxim Gun was stolen some time during the 1970s and the mortar was relocated on 16 March 2003 when a new Memorial Plaque was placed outside the Council Building & Returned Services Association club-rooms.

Town scenes from the 2004 film In My Father’s Den were filmed in Roxburgh.

Source: https://en.wikipedia.org/wiki/Roxburgh,_New_Zealand

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Demographics of Roxburgh

Roxburgh is described by Statistics New Zealand as a rural settlement. It covers 2.06 km2 (0.80 sq mi). It is part of the much larger Teviot Valley statistical area. Roxburgh had a population of 588 at the 2018 New Zealand census, an increase of 60 people (11.4%) since the 2013 census, and a decrease of 18 people (-3.0%) since the 2006 census. There were 279 households. There were 267 males and 324 females, giving a sex ratio of 0.82 males per female, with 84 people (14.3%) aged under 15 years, 60 (10.2%) aged 15 to 29, 255 (43.4%) aged 30 to 64, and 189 (32.1%) aged 65 or older.

Ethnicities were 86.7% European/Pākehā, 14.8% Māori, 5.6% Pacific peoples, 4.6% Asian, and 1.5% other ethnicities (totals add to more than 100% since people could identify with multiple ethnicities).

Although some people objected to giving their religion, 44.9% had no religion, 44.4% were Christian, 0.5% were Muslim, 0.5% were Buddhist and 1.5% had other religions.

Of those at least 15 years old, 63 (12.5%) people had a bachelor or higher degree, and 150 (29.8%) people had no formal qualifications. The employment status of those at least 15 was that 222 (44.0%) people were employed full-time, 69 (13.7%) were part-time, and 3 (0.6%) were unemployed.

Source: https://en.wikipedia.org/wiki/Roxburgh,_New_Zealand

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Education in Roxburgh

Roxburgh Area School is a co-educational state area school for Year 1 to 13 students, with a roll of 163 as of March 2021.

Education in the Roxburgh area started in 1865. At Coal Creek Flat north of Roxburgh, a school was mentioned in 1877, another operated from 1884 to 1930, and a third opened in 1950 Roxburgh Hydro school flourished from the 1950s to the 1970s.

Roxburgh District High School operated from 1926, and was renamed to Roxburgh Area School in 1976.

Source: https://en.wikipedia.org/wiki/Roxburgh,_New_Zealand

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Financing we can help with

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Renovations

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Bridging finance

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Equity release

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Business loans

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Commercial property loans

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Property development funding

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Car & Equipment Financing

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Why work with us

We are owner operated and not aligned with any lenders

We work with you to customise your loan so it best matches your goals, and to save you time and money.

01

We have extensive experience

We all have over 10 years’ experience in banking and we understand the industry. We specialise in both residential and commercial financial advice.

02

We build relationships

We pride ourselves on building relationships with our customers and with our lenders to provide a more customised and personal experience.

03

Why work with us

We are owner-operated and are not aligned with any lenders

01

We have extensive experience in residential and commercial finance

02

We build relationships to provide a more customised and personal experience

03

Some of the banks & lenders we work with:

Custom Mortgages Lending Partners

Correct as of April 2024

Custom Mortgages

Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

Contact UsBook a MeetingApply Now
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Custom Mortgages

Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

Contact UsApply Now
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Book a Meeting