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Tauranga

New Zealand Mortgage Loans

Mortgage Home Loan

How the process works

1

First Chat

We get to know you, and ensure you know what we do and how we do it. We’ll talk about what you are trying to do, your goals and ambitions.
2

Understand your Situation

We gather information from you including personal details, income and assets and other financial information.
3

Research

We research the market to ensure we find the best option for you.
4

Lodge your Application

We work with you and the lender, and do the legwork to get you approved.
5

Approval and Recommendation

We customise the loan structure and discuss interest rate options.
6

Settlement Process

We work with you, your lawyer and the lender to ensure a smooth settlement process.
7

Keep in Touch

We keep in regular contact to check in and review any changes to your situation.

Interested in moving to Tauranga?

All about Tauranga

Tauranga is a coastal metropolitan city in the Bay of Plenty region and the fifth most populous city of New Zealand, with an urban population of 155,200 (June 2021), or roughly 3% of the national population. It was settled by Māori late in the 13th century, colonised by Europeans in the early 19th century, and was constituted as a city in 1963.

The city lies in the north-western corner of the Bay of Plenty, on the south-eastern edge of Tauranga Harbour. The city extends over an area of 168 square kilometres (65 sq mi), and encompasses the communities of Bethlehem, on the south-western outskirts of the city; Greerton, on the southern outskirts of the city; Matua, west of the central city overlooking Tauranga Harbour; Maungatapu; Mount Maunganui, located north of the central city across the harbour facing the Bay of Plenty; Otūmoetai; Papamoa, Tauranga’s largest suburb, located on the Bay of Plenty; Tauranga City; Tauranga South; and Welcome Bay.

Tauranga is one of New Zealand’s main centres for business, international trade, culture, fashion and horticultural science. The Port of Tauranga is New Zealand’s largest port in terms of gross export tonnage and efficiency. With its mild climate and favourable economic outlook, Tauranga is one of New Zealand’s fastest-growing cities, with an 11% increase in population between the 2006 census and the 2013 census, and 19% between the 2013 and 2018 census. Due to its rapid population growth, Tauranga has become New Zealand’s fifth-largest city, overtaking Dunedin and the NapierHastings urban areas.

Source: https://en.wikipedia.org/wiki/Tauranga

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Early History of Tauranga

The earliest known settlers were Māori, who arrived in the 13th century at Tauranga in the Tākitimu and the Mātaatua waka.

At 9 am on Friday, 23 June 1826, Herald was the first European ship to enter Tauranga Harbour. The Revd. Henry Williams conducted a Christian service at Otamataha Pā.

In December 1826 and again in March 1827, the Herald travelled to Tauranga from the Bay of Islands to obtain supplies of potatoes, pigs and flax. In 1835 a Church Missionary Society mission station was established at Tauranga by William Wade. Rev. Alfred N. Brown arrived at the CMS mission station in 1838. John Morgan also visited the mission in 1838.

Source: https://en.wikipedia.org/wiki/Tauranga

Tauranga First Home Buyer?

Geography of Tauranga

Tauranga is located around a large harbour that extends along the western Bay of Plenty, and is protected by Matakana Island and the extinct volcano of Mauao (Mount Maunganui). Ngamuwahine River is located 19 kilometres southwest of Tauranga.

Tauranga and the Bay of Plenty are situated along a faultline and so experience (infrequent) seismic activity. There are a few volcanoes around the area (mainly dormant). The most notable of these are White Island and Mauao, nicknamed “The Mount” by locals.

Tauranga is roughly the antipode of Jaén, Spain.

Source: https://en.wikipedia.org/wiki/Tauranga

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Climate of Tauranga

Tauranga has an oceanic or maritime temperate climate. It can also be described as subtropical.

During the summer months the population swells as holidaymakers descend on the city, especially along the popular white coastal surf beaches from Mount Maunganui to Papamoa.

Source: https://en.wikipedia.org/wiki/Tauranga

Tauranga Mortgage Financing

Hospitals in Tauranga

Tauranga Hospital is a public secondary regional hospital located in Tauranga South, with 349 beds including neonatal, maternity and mental health care. It provides elective and emergency healthcare across medical, surgical, paediatric, obstetric, gynaecological and psychiatric services. The main tertiary referral centre for Tauranga Hospital is Waikato Hospital, located in Hamilton. As the site of the Bay of Plenty Clinical School, Tauranga Hospital provides training to medical students from the University of Auckland, as well as selective and elective placements for nursing and midwifery students. Grace Hospital is Tauranga’s only private specialist surgical hospital, located in Oropi.

Source: https://en.wikipedia.org/wiki/Tauranga

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Financing we can help with

First home buyers

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Investment property

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Building a home

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Refinancing your mortgage

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Loan refixes & rollovers

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Renovations

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International Buyers

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Bridging finance

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Equity release

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Business loans

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Commercial property loans

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Property development funding

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Car & Equipment Financing

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Why work with us

We are owner operated and not aligned with any lenders

We work with you to customise your loan so it best matches your goals, and to save you time and money.

01

We have extensive experience

We all have over 10 years’ experience in banking and we understand the industry. We specialise in both residential and commercial financial advice.

02

We build relationships

We pride ourselves on building relationships with our customers and with our lenders to provide a more customised and personal experience.

03

Why work with us

We are owner-operated and are not aligned with any lenders

01

We have extensive experience in residential and commercial finance

02

We build relationships to provide a more customised and personal experience

03

Banks & lenders we work with:

Custom Mortgages Lending Partners

Correct as of April 2024

Custom Mortgages

Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

Contact UsBook a MeetingApply Now
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Custom Mortgages

Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

Contact UsApply Now
GoogleFacebook
Book a Meeting
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