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Mortgages

Customised For You

No two purchases, projects or businesses are the same, so why should your financing be?

Custom Mortgages

Custom Mortgages is run by seven Central Otago mates – all bankers and each with over 10 years experience in the industry. The team understands and knows the local commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

Contact UsBook a MeetingApply Now
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Custom Mortgages

Custom Mortgages is run by seven Central Otago mates – all bankers and each with over 10 years experience in the industry. The team understands and knows the local commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.

No two purchases, projects or businesses are the same, so why should your financing arrangements be?

Contact UsApply Now
GoogleFacebook
Book a Meeting

Your customised solution

Ensuring you have financing arrangements that match the scale and timeframe of your project, plans, or your business needs is important. Let us streamline the lending process and design a finance solution for you that suits your individual requirements. We specialise in structuring lending to help you achieve your goals, save time, and save money.

International buyers

We help you navigate New Zealand’s unique finance landscape and source mortgages for property purchases.

Business Loans

We specialise in funding options to help establish, purchase or grow your business.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

First-Time Home Buyers

We support you through the whole process to ensure it’s smooth and that everything is set up to suit your needs.

Why work with us

We are owner operated and not aligned with any lenders

We work with you to customise your loan so it best matches your goals, and to save you time and money.

01

We have extensive experience

We all have over 10 years’ experience in banking and we understand the industry. We specialise in both residential and commercial financial advice.

02

We build relationships

We pride ourselves on building relationships with our customers and with our lenders to provide a more customised and personal experience.

03

Why work with us

We are owner-operated and are not aligned with any lenders

01

We have extensive experience in residential and commercial finance

02

We build relationships to provide a more customised and personal experience

03

Some of the banks & lenders we work with:

Custom Mortgages Lending Partners

Correct as of May 2023

Mortgage Home Loan

How the process works

1

First Chat

We get to know you, and ensure you know what we do and how we do it. We’ll talk about what you are trying to do, your goals and ambitions.
2

Understand your Situation

We gather information from you including personal details, income and assets and other financial information.
3

Research

We research the market to ensure we find the best option for you.
4

Lodge your Application

We work with you and the lender, and do the legwork to get you approved.
5

Approval and Recommendation

We customise the loan structure and discuss interest rate options.
6

Settlement Process

We work with you, your lawyer and the lender to ensure a smooth settlement process.
7

Keep in Touch

We keep in regular contact to check in and review any changes to your situation.